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Binder Coverage Summary Binder Page 35 of 48 GENERAL LIABILITY CHOICE® COVERAGE SUMMARY The Hartford has always been a pioneer in offering innovative liability coverage.We continue to take a trend-setting role with General Liability Choice by providing the enhanced coverage that businesses need in today’s litigious business environment. Our standard General Liability Choice policy includes these coverages for most insureds: BODILY INJURY AND PROPERTY DAMAGE Incidental malpractice 1 Bodily injury caused by the professional services of employed nurses,EMTs and paramedics will be deemed an accident. Non-owned aircraft 2 Covered when chartered,rented or borrowed with a paid crew,even when there is no “insured contract” provided there is no other insurance available to the named insured. Non-owned watercraft Vessels covered up to 51 feet.Coverage also applies to such craft used to carry property for hire. Borrowed equipment Covered when not in use and when damaged at a job site. Expected or intended injury or damage Covered when bodily injury or property damage results from the use of reasonable force to protect people or property. DAMAGE TO PREMISES RENTED OR OCCUPIED MORE THAN 7 DAYS Causes of loss perils Fire, lightning and explosion, other than war-related. Contractual Liability Covered if the named insured assumes responsibility for damage in a lease of premises agreement. MEDICAL PAYMENTS Reporting period Insured has three years to report covered medical expenses. DEFINITIONS Bodily Injury Includes mental anguish resulting from bodily injury,sickness or disease that is physical in character. Contractual Liability For railroad exposures The definition of "insured contract" includes work within 50 feet of railroad exposures. CONDITIONS Unintentional failure to disclose hazards Included Primary and noncontributory coverage provided to additional insured Coverage provided to additional insureds because of a written contract is provided on a primary and noncontributing basis if the contract includes such an agreement. Duties in the event of an occurrence If you are a partnership,joint venture,limited liability company,trust or other organization, the requirement for prompt notice applies only when an occurrence,offense,claim,or suit is known respectively to that organization's partner,limited liability company manager, trustee, executive officer, or insurance manager. WHO IS AN INSURED Incidental malpractice 3 Employed nurses,EMTs,and paramedics are insureds for injuries arising out of their professional healthcare services for the named insured. Docusign Envelope ID: 8B1A83C1-5D3E-8229-81C5-784070B121B4