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MGL 1220 04 15 Includes copyrighted material of Insurance Services Office, Inc., <br />with its permission. <br />Page 2 of 9 <br /> <br /> <br />A. LOST KEY COVERAGE <br />1. The following is added to Section I – Coverages, Coverage A – Bodily Injury And Property Damage Liability: <br />We will pay those sums that the insured becomes legally obligated to pay as damages because of “property <br />damage” due to the loss of keys in the care, custody or control of the insured or the insured’s “employees”. Our <br />liability for all damages is limited to: <br />(1) The actual cost of the lost keys; <br />(2) The adjustment of locks to accept new keys; or <br />(3) New locks, if required, including the cost of their installation. <br />2. The following is added to Section III – Limits Of Insurance: <br />The limits of insurance for Lost Key Coverage are subject to the following provisions: <br />a. The Annual Aggregate limit shown in the Schedule of this endorsement is the most we will pay for all <br />“property damage” resulting from the loss of keys, as described in this endorsement. <br />b. Subject to the Annual Aggregate limit, the Each Occurrence limit shown in the Schedule of this endorsement <br />is the most we will pay for all “property damage” in any one “occurrence” resulting from the loss of keys. <br />c. The amounts shown in the Schedule of this endorsement for this coverage are part of, not in addition to, the <br />applicable limits of insurance shown in the Declarations. <br />B. EXTENDED PROPERTY DAMAGE – EXPECTED OR INTENDED INJURY <br />Exclusion 2.a. Expected Or Intended Injury under Section I – Coverages, Coverage A – Bodily Injury And Property <br />Damage Liability is replaced by the following: <br />a. Expected Or Intended Injury <br />“Bodily injury” or “property damage” expected or intended from the standpoint of the insured. This exclusion does <br />not apply to “bodily injury” or “property damage” resulting from the use of reasonable force to protect persons or <br />property. <br />C. NON-OWNED WATERCRAFT AND NON-OWNED AIRCRAFT <br />Exclusion 2.g. Aircraft, Auto Or Watercraft under Section I – Coverages, Coverage A – Bodily Injury And Property <br />Damage Liability is amended as follows: <br />1. Paragraph (2) is replaced by the following: <br />(2) A watercraft you do not own that is: <br />(a) Less than 51 feet long; and <br />(b) Not being used to carry persons or property for a charge; <br />2. The following is added: <br />(6) “Bodily injury” or “property damage” arising out of any aircraft not owned by any insured that is rented or <br />loaned to you with a paid crew. <br />If other insurance applies to a loss because of “property damage” to non-owned watercraft or aircraft as described in <br />Paragraphs (2) or (6) above, the insurance provided by this endorsement does not apply, whether the other insurance <br />is primary, excess, contingent or issued on any other basis. <br />D. PROPERTY DAMAGE TO BORROWED EQUIPMENT <br />1. The following is added to Exclusion 2.j. Damage To Property under Section I – Coverages, Coverage A – Bodily <br />Injury And Property Damage Liability: <br />Paragraph (4) of this exclusion does not apply to “property damage” to borrowed equipment while that equipment <br />is not being used to perform operations. <br />Docusign Envelope ID: 12D38450-126F-85C2-806D-B77CACC97D2B