AMERICAN SPECIALTY HEALTH PLANS GROUP SUBSCRIBER AGMT 1998

~ i 14.05 Confidentiality. ASHP agrees to maintain and preserve the confidentiality of Members' medical records in accordance with state and federal laws. However, a Member authorizes the release of information and access to Member's medical records for purposes of utilization review, quality assurance, processing of any claim, financial audit, coordination of benefits, or for any other purpose reasonably related to the provision of benefits under this Agreement to ASHP, its agents and employees, Member's Participating Chiropractor, and appropriate governmental agencies. When required by law, ASHP shall obtain Member's specific written authorization for the release of Member's medical records. 14.06 Amendments. This Agreement may be modified or amended upon the mutual written consent of the parties. 14.07 Attachments. The Group Subscriber Agreement Cover Sheet and appropriate Attachment A attached hereto are incorporated by reference and made an integral part of this Agreement. 14.08 Waiver of Default. The waiver by ASHP of any one or more defaults by Group or Member shall not be construed as a waiver of any other or future defaults, under the same or different terms, conditions or covenants contained in this Agreement. 14.09 Notice. Any notice required to be given to Group or ASHP hereunder shall be in writing and either delivered personally or sent by registered or certified mail, return receipt requested, to either Group or ASHP at the addresses listed below, or at such other addresses as either Group or ASHP may hereafter designate to the other: To ASHP: American Specialty Health Plans, Inc. 8989 Rio San Diego Drive, Suite 250 San Diego, Ca 92108 Atm.: President To Group: See Address on Signature Page. All notices shall be deemed given on the date of delivery if delivered personally or three (3) business days after such notice is deposited in the United States mails, addressed and sent as provided above. 15. EXECUTION. 15.01 Execution of Agreement. Group and ASHP accept the terms, conditions and provisions of this Agreement upon execution of this Agreement. Member accepts the terms, conditions and provisions of this Agreement upon completion and execution of the Enrollment Form.