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EXHIBIT A
<br />AMERICAN LAND TITLE ASSOCIATIONI LOAN POLICY (10-1 7-921
<br />WITH A.L.T.A, ENDORSEMENT-FORM 1 COVERAGE ANp
<br />AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY 110-1 7-92)
<br />WITH A.L.T.A, ENDORSEMENT-FORM 1 COVERAGE
<br />SCHEDULE OF EXCLUSIONS FROM COVERAGE
<br />ilia fo/oaeng mrtrs rs •:Ixesdy eaoirded from tM eovr ag• d tltis poiey and tM Cum
<br />OM IOfi Or damps. dusts. atttney'f IOM Or saptrp wtricA anse Dr reason b; pant vrni rot
<br />1. (y Anr lsw, aM~„ onegoe+tnetrtmentr requlrion Drxtltrding Dut rot imted 'o Dtwltirq and aohng levee,
<br />ord'irw+eM, r r -
<br />tM land; G) tM enraetr, dim ~' proAbrtirag d crating ;e (il tM oee_-paroY. uas, a enpyment of
<br />ennone ar IOdatan d anY imdovement row or Mrsrtr rettM on tM
<br />land: I~ a aDrwon in ownrsAp or a cMnge m tM dimeMOlr d tea Df tM land or MY Dseel of
<br />wheh tM land is or wr a Dart: t (ir) envrom+rxr potecuon, a tM rteet of any rrdatren of thM•
<br />laws. ordinaroM or gorrnmsrgr rsgWaeorr, esnpt to tM eatem mx a mires d tM eNdcemru
<br />shred or a rotice of a defeq, fen or eneumbands resuorq Iron a ..d xion d rleged rrolstion
<br />affeeDrq tM land Aas per, rearded in tM public recods at Oats d Pofey.
<br />!bl Any gorrrVnsntr Ooies powr rot eltefWed OY (e1 enure, a+ta•pt to tfrs eatsnt that • rlotip d tM
<br />Mrdw tMred or • rwues d • defect, ion or enwmbaros reeWDrrg 4om • vidation, r edged
<br />violation aHeetirp tM land Has peso receded in tM pubic rearda x Da• d Poiey.
<br />Z. Rgfite d emirtsttt domain uHSM rtoties d tM e><tdM tnrssf f+es-6sen reaaordsd M tM Dubie reeards
<br />r Oats d Paley, put not szeiudrq from Derr
<br />""tom rrauld bs binding an tM 1xs d a ~ a!+Y taturq +rtaeh hae eaa+red przar to Oxe d Pokey
<br />7. OefeRS, istr, ttarmbartdM, ^g pufenest fa rrrlw rritnwrc tro.rledge,
<br />a0rrn dairtra, t ant masts:
<br />!J ersxW, wrffrsd, stsurrred r egrets to OY tM irtevsd damam:
<br />Ipl not known to tM Company. rot recorded in tM OuDie rcctds at Ox• d Pofey, put mown to
<br />tMinaured drmant and cwt diedoeed in writirq to tM Company Dy tM •ryur ed drmin[ pr,d to tM
<br />drs tM inured drmru Deeame M irrrxed unOw tAS por,ev;
<br />(el resWtinq in ro loss ar damsge to tM irrtxed tlamant;
<br />(d- attacrtirq a acted wtNpyem (O Date o! P06GY, a
<br />le) resulDng in lose or damage wAeA would not Hare Deen set aned d ;r. revved dam ant r.ad prd
<br />ratue for tM eer ate a ,mrwr ,nawtrd Dr the pdicv
<br />~. Un.rdoreaabYlr of tMr Mrn of rrr. nwnW rnptgpw Wr•,a rzw ut rb. u..rorerY a r,arur or tr« nwv,.
<br />Uare d Pokcr. a rM u,abzry a fwlwe of r,r suoR«gnror evww w ^.. ,.,d.,ur «,b+•,.a. ro .:audr
<br />apdreade darq Oua.rraz 4rwa or rove amts m wr.r:h n«, iar,d „„rum rt
<br />5. Inv alydrtY d uMragceadDlY o/ ;r. hM of IM ,nsurr.d ,nwto:ge, p rsarn rlrY.ror, wr.cn a,s«. ~.
<br />tM varrsdwn rr.deroed Dv tM ,ngxcd mortgage. and rs Das«d •rpor. ,rz.Yr ur m,r •-or,.e,mw -:
<br />OroleCDOn d [ruin rn lenprng law.
<br />6. Anr sNtulpy ken rd WvrCM. 4Dt r matrrra fa IM tlam d pr,mry of ,y rr sr alutpr hr,.
<br />sr ddM, IaDOr a matrrra ovr tM ken d tM rMled nrortgpel t,zar,g Iran r. noporrnra a „
<br />rued to IM tend when rs t:wxr aCtM ft rd dOmmrYVrwd auttzarp n.,r to Uaru or VeecY MH .a
<br />linaneed rn vends r in pct Dr oroeeeds of tM rndeDrMnwsa senr.d Dr ter ,rwrrrf morrgag« ,r.
<br />r Data d Pdier tM irrtr l0 Has adrarreed ar re obeprW to adrrz.w
<br />). AnY drm rvfaen aiw out d tM tr errrtron rewxop rrw rnr.st rY rrrr «w utwyr« rwr«,r Dr
<br />poker. DY reason d tM opt iron d fMrr Orrlnrptry, st.sr rr.rdr«r r'r. u ,rr,,.r:a . r«rarr., ,.
<br />levee, tnx re paeM en:
<br />lit tM tr arraenon aexiry tM rrwrrn d tM rneur W margay.r. I,r.rp dr+zr.rq a Ir,.,prrrrr cw.r.r.
<br />d it audWent trtrlt; r
<br />lri) IM auDWWnaUOn d tM rntwwst d tM rnsufwd rnalgagr«. az w rr.rar ul rtw. aODkrstror. d
<br />doctrine of purraWe arDOrynsuorr, p
<br />iia) tM tr enaachon aeatrng tM .nrrsat d tM ,rv:urrd rnwtg,rprr Wrr.1 d«wnM a prlr cr,ua uar.
<br />•acept Wnr• tM prelrMUr bAralti rwAali from tLr larrr-
<br />1s1 to umrY racdd tM rnatrument of varrlr: a
<br />(DI of aVCn recorda4pn to ,mDY' np1,Ce to a purdnaarr rot r,rue or .~ .,ddrrr~«rn G ,Yn ap,;y
<br />AMERICAN LAUD TITLE ASSOCIATION OWNER'S POLICY (10.17.92) AND
<br />AMERICAS LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY (10-17-921
<br />SCHEDULE OF EXCLUSIONS FROM COVERAGc"
<br />~e following mettrs as ezpesdy •:dudM from tM eorrag• of ;ns pdier and tM Company wyl not
<br />rY loss or damage, costs, attorney's fws d sapsroM wAen r~a• Dr reason of:
<br />(al Any law, ordinaroe a gorrnmsntr regWatlon Irrxdudinq Dut rot krtzced ;e Duyding and aorrng laws.
<br />ddinaneM, a regWabone) restndtrng, poh Wtirrg d rrabnq t0'il tM OCNDandy, use. Or MpYment of
<br />tM land; (~) tM enraett, dimensrorr a Iocanon of +nr improvement row x nrertr rectal on tM
<br />land; Iml a sepranon in owrwsAp d a enang• in tM dimes,ore or sea of ;.y land or anY Drcr of
<br />which tM IanO is d vets s part; ar liv) ennronmentr protec;:on, a IM sffec- of any ndstron of IMse
<br />4ws, ddinaroes d gorrnmsntr regal aeons, eaupt to tM carer.( Nat a ~c:ru of tM Wacament
<br />thr aof or s nonce of a defect, lien a sncumtxaroe reNmrg rrom a na at.on d dlaged wdaUOn
<br />alfeeurp tM land oss been recorded m tM pudic recalls at vets of Pdrer
<br />fbl Any govrnmentd police Dever not eadudad by (al enure, sauot to try srtsnr that a route of tM
<br />eYr Oae Inv •of p a rofrt• Of a Oe1K[, Ilan a snn+mbaro• rasulDnq .' ,n-, a Vidafren d dleged
<br />rrdalion affecting tM land naa peso receded rn tM public recalls at Date r_r ~d;cy,
<br />Fights of eminent doman uNeu roues of tM •:rose ;trr eof sae been rota 710 ,n tM putlkc reca0s
<br />at Oats of Pokcy, but not eatluding hum portage any tetrng wAr11 oss oeRrrrb prrd to Oat• of Pdiey
<br />wrtien would W birWing on tM nghs of a purchasr for rrw «+tnout trorrredgs.
<br />Defects, lore, eneumbancM, adrrn dame, t otter manrs:
<br />let a1at10, suffred, Msumed a greed to Dy tM inwal0 drmru:
<br />l01 not known to tM COTDanY. rot ur-a dr,d n, nr p„Dkr r nqc -n : /:r....r .
<br />. .,r ,
<br />n sured darnanl aro nor d.ztlosrro ,,, ,o, of q, +M. r',,,r,p,,,,r nr 'r _„1 ' •••r .,. «,.
<br />IM raUfM Uimar,l br'Catnw ar, «ayr rd ~rlw tr.a prY„.r, y• •'••,~ I.r,,..,,: "'••• .
<br />Id rssulnng m ro :oss a dam pb iu .rr, ,rr:rzw ,+..,,,Y.a. '• _.
<br />Idl attacking d :a tat«d a•,D.xgucnr !o '.i err pr rdrr v, w
<br />let restdunq ,n loss or dmnagr ~w:.u_ wa:rd cur r.urr Drr.,, ,,,,r,r,,,r .t ~:
<br />r aua for rrwr «a arc x n,.,ured or ; ., cn„ry ~ ,~",,• ,.•' ,.,'.' -
<br />Anr Uam WfaCr, area auk or ;^Y. ~r rnatv,or, veaDr Nj rr, r!o. li,.,Y.w1 ,•,. -,r.Y« :Y ,~
<br />ttvs pdicY. br reason or fn6 npw aUOn or frdrd Dar,bupr<'r. • ~nrm ,r «rlo ~.
<br />r:gMi laws, that .a Dased on. r,Yr ,, .<rY V,., r r. ~r v,
<br />1~1 the Ir anaaefrpn ;J eannq Inc Mteta d intr eel ,r,p Yed DY rraz pdrr.y p,arq ur«,n.d a ., w,n,.,,
<br />cor.veYan~e a Ir audulwnr tr ansfr, a
<br />(rrl the ll ar,S ltnOn JYalrly tM ezterr a ,ntr eel ,r n;„rr,d Dr Ilv, YWrr.r 7rr+r d.,r„«.~ a a«r ..._
<br />u suslr earepl wrwrr rM. ctrl rr «nua harrbr rws. dts rrom ^z, r,alw rr
<br />(al 10 nmr1Y reca0 rMr urlrnmerw d tr ansf rl, a
<br />Ibl of wen recaaaua, to nnp~r rrouce to a pr rr:n:.rw tut r:cr u. nr a .,u!r,+„«re rY h«r, ,,..puz
<br />its above AITA Dolrer epms meY D• usuM to alldd rtrw SlarWrd Corragr a E+tero+d forvaoe in mlmua, rn nr.
<br />above Eatludon Iron Corrage. 1M Emepuoro Irom Corr age m a $tm,dad Coru,rgw pd,cr rrru a,o nYSUdr- nr. roan w.,,t
<br />Genrr E:eepuorr:
<br />SCHEDULE B
<br />EXCEPTIONS FROM COVERAGE
<br />poyey dots not inwn aganst loan a dam cgs (and tM Company wry rot pay coats, attaMyy leea or eapentea) when aue by roaaon ol.
<br />-aces or raessmersa whch as not sMwn s. esrstrng hero br tMrecads of am tali PART 1
<br />ears pats or sssNSmsnle on qr proprtY or by IM Oubke rr:ads. RodeeW s D ~ autftonty mat 1. Ease,mnns. hrw,e d rrrumd a,rr., ,rr ,Jwuu Uwrrrt. wbrh ..,. ,rrr ,rw,w,• Lr n
<br />+hdn meY rnsull in taRM t isMtmeMS, a robCM d weh ~ Y a WrdrC agr rdY A. Ursa rparrv.z, eadkrrz ,o Da u.Lsr br r.Y, al YYrarr.• m .a n.r..rv ur.z nn,.•nr. ~• t•,e+'• ••~'r n,
<br />rr recede of even sne poceeargs, wnetrrr a not sMwn DV a carrrt rrzrey wdYd Ur,UOZ.., "•~-• r••'• «
<br />my (sets, nghs, intuesu p br tM pubke records. .z.f wr,cl, ,c« rzr arwrwn ur u.. tL,brr. ,.. ,,,r.r r
<br />dams wAcn a• rot sfwwn Dy tM pudic reeadc but wheh could be D (a! Uoparr°urd nzrvrb rlama. .D• r.,.w r.x,w.z ,z
<br />scrtaruW by an arpoenon of tM land a wf.cn maY M usr;od Dr „sum Y:rr tlwrrol, „ ,,•puu,.• ,•• u.n«,n. .. .,. n. ,. ..„r...,..,r
<br />pr son .n poasosaon tow wt. ,cr w.Yr. bQlrrY. duns a 9rL• rn w.u., wrr.uzY r r „r,,,,r
<br />a1.:D1. a Ira .rr srz,wn Dy tb, P,larr rwrr d, ' ,,•.n .,, .. ,
<br />Initial 15
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