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GENERAL LIABILITY <br />General Bodily Injury $2,000,000 Per Occurrence <br />General Property Damage $ 500,000 Per Occurrence <br />or <br />Combined Single Limit on Bodily Injury and <br />Property Damage Liability $2,000,000 <br />AUTOMOBILE LIABILITY <br />Bodily Injury $1,000,000 Per Person/ <br />$2,000,000 Per Occurrence <br />Property Damage $ 500,000 Per Occurrence <br />or <br />Combines Single Limit on Bodily Injury and Property <br />Damage Liability $2,000,000 <br />c. A certificate of insurance showing Professional Liability Insurance in <br />an amount not less that $1,000,000 providing coverage for the errors <br />and omissions of Designers. <br />d. Additional Insureds. All insurance companies affording coverage <br />shall be required to add the City as an additional insured under the <br />insurance policy by endorsement for all work performed in accordance <br />with this Agreement. <br />e. Rating. All insurance companies affording coverage shall be <br />insurance organizations authorized by the Insurance Commissioner of <br />the State Department of Insurance to transact business of insurance in <br />the State of California with a Best's rating of not less than A minus <br />(A-):VII; provided, however, if the Developer, design professionals or <br />the General Contractor carries Workers Compensation Insurance <br />through State Fund, the aforementioned Best rating shall not apply. <br />f. Notice of Cancellation. All Insurance companies affording coverage <br />shall provide thirty-day (30) written notice to Developer and the City <br />should the policy be canceled before the expiration date. For the <br />purposes of this notice requirement, any material change in the policy <br />prior to the expiration shall be considered a cancellation. <br />g. Substitute Certificates. The Designer and General Contractor shall <br />provide, or cause to be provided, a substitute certificate of insurance <br />no later than ten (10) days prior to the policy expiration date. Failure <br />to provide such a substitution and extend the policy expiration date <br />shall be considered a default by the Developer or the General <br />Contractor and may subject the Developer or the General Contractor to <br />a Stop Work Notice until the default has been cured. <br />