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This section will investigate some of the problems in providing <br />housing for moderate income households in Pleasanton. It seems <br />that these problems may be even more difficult than those asso- <br />ciated with providing housing for lower income families (those <br />making less than 80% of the regional median income) since govern- <br />mental subsidies for moderate income housing are lacking. <br /> <br />Who are Pleasanton's Moderate Income Households? <br /> <br />Approximately 25% of Pleasanton's households can be categorized <br /> <br />as moderate income. An additional 13% of Pleasanton's households <br />are lower income (making less than 80% of the regional median <br />household income). This means a total of 38% of the over 11,000 <br />households in the City are earning less than 120% of the regional <br />median household income. (Figures based on Pleasanton's 1979 <br />Housing Needs Survey.) Many of these households are either young <br />individuals and families not yet at peak earning years or older <br />families and individuals beyond peak earning and perhaps on "fixed" <br />incomes. It should be noted, however, that a fair portion of <br />these moderate income households may be families headed by middle <br />aged persons who were fortunate in achieving the "American dream" <br />of owning a single-family home on a standard subdivision lot <br />before the current housing crisis took hold of the nation. To <br />varying degrees this last class of moderate income households <br />might feel "stuck" in their existing homes because of the high <br />cost of replacement housing. Because of the intricacies of <br />individual equities and earnings, the plight of these households <br />will not be explored in this report. <br /> <br />-85- <br /> <br /> <br />