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Policy Number: RLI Insurance Company PPB 318 02 15 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 of 4 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. RLIPack® EQUIPMENT BREAKDOWN ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM A. The following is added to Paragraph A.3. Covered Causes Of Loss in SECTION I – PROPERTY: Additional Coverage – Equipment Breakdown The term Covered Cause of Loss includes the Additional Coverage Equipment Breakdown as described and limited below. 1. We will pay for direct physical damage to Covered Property that is the direct result of an “accident.” As used in this Additional Coverage, “accident” means a fortuitous event that causes direct physical damage to “covered equipment.” The event must be one of the following: a. mechanical breakdown, including rupture or bursting caused by centrifugal force; b. artificially generated electrical, magnetic or electromagnetic energy, including electric arcing, that damages, disturbs, disrupts or otherwise interferes with any electrical or electronic wire, device, appliance, system or network; c. explosion of steam boilers, steam pipes, steam engines or steam turbines owned or leased by you, or operated under your control; d. loss or damage to steam boilers, steam pipes, steam engines or steam turbines caused by or resulting from any condition or event inside such equipment; or e. loss or damage to hot water boilers or other water heating equipment caused by or resulting from any condition or event inside such boilers or equipment. 2. The following coverages also apply to the direct result of an “accident.” These coverages do not provide additional amounts of insurance. a. Expediting Expenses With respect to your damaged Covered Property, we will pay the reasonable extra cost to: (1) make temporary repairs; and (2) expedite permanent repairs or permanent replacement. The most we will pay for loss or expense under this coverage is $100,000. b. Hazardous Substances We will pay for the additional cost to repair or replace Covered Property because of contamination by a “hazardous substance.” This includes the additional expenses to clean up or dispose of such property. This does not include contamination of “perishable goods” by refrigerant, including but not limited to ammonia, which is ad- dressed in 2.c.(1)(b) below. As used in this coverage, additional costs mean those be- yond what would have been payable under this Equipment Breakdown Coverage had no “hazardous substance” been involved. The most we will pay for loss, damage or expense under this coverage, including actual loss of Business Income you sustain and necessary Extra Expense you incur, is $100,000. c. Spoilage (1) We will pay: (a) for physical damage to “perishable goods” due to spoilage; (b) for physical damage to “perishable goods” due to contamination from the release of refrigerant, including but not limited to ammonia; (c) any necessary expenses you incur to reduce the amount of loss under this coverage to the extent that they do not exceed the amount of loss that otherwise would have been payable under this coverage. (2) If you are unable to replace the “perishable goods” before its anticipated sale, the amount of our payment will be determined on the basis of the sales price of the “perishable goods” at the time of the “accident,” less discounts and expenses you otherwise would PSB0010943 Exhibit B Docusign Envelope ID: 7D12103B-E5DC-46A2-B6BA-3BD5268ECDA5