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<br />PPB 318 02 15 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 2 of 4
<br />have had. Otherwise our payment will
<br />be determined in accordance with the
<br />Loss Payment condition.
<br />The most we will pay for loss, damage or
<br />expense under this coverage is $100,000.
<br />d. Data Restoration
<br />We will pay for your reasonable and
<br />necessary cost to research, replace and
<br />restore lost “electronic data.”
<br />The most we will pay for loss or expense
<br />under this coverage, including actual loss of
<br />Business Income you sustain and necessary
<br />Extra Expense you incur, is $100,000.
<br />e. Service Interruption
<br />(1) Any insurance provided for Business
<br />Income, Extra Expense or Spoilage is
<br />extended to apply to your loss, damage
<br />or expense caused by the interruption of
<br />utility services. The interruption must
<br />result from an “accident” to equipment,
<br />including overhead transmission lines,
<br />that is owned by a utility, landlord, a
<br />landlord’s utility or other supplier who
<br />provides you with any of the following
<br />services: electrical power, waste dis-
<br />posal, air conditioning, refrigeration,
<br />heating, natural gas, compressed air,
<br />water, steam, internet access, tele-
<br />communications services, wide area
<br />networks or data transmission. The
<br />equipment must meet the definition of
<br />“covered equipment” except that it is not
<br />Covered Property.
<br />(2) Service Interruption coverage will not
<br />apply unless the failure or disruption of
<br />service exceeds twenty-four (24) hours
<br />immediately following the “accident.”
<br />(3) The most we will pay in any “one acci-
<br />dent” for loss, damage or expense
<br />under this coverage is the applicable
<br />limit for Business Income, Extra Ex-
<br />pense or Spoilage.
<br />f. Business Income and Extra Expense
<br />Insurance provided under this policy for
<br />Business Income or Extra Expense is ex-
<br />tended to the coverage provided by this
<br />endorsement except for the Billable Hours
<br />Option. If Business Income And Extra Ex-
<br />pense – Billable Hours Option is part of your
<br />policy it is not extended for coverage pro-
<br />vided under this Equipment Breakdown
<br />Coverage endorsement. For all covered
<br />Business Income and Extra Expense, the
<br />most we will pay for loss or expense is the
<br />applicable limit for Business Income and
<br />Extra Expense.
<br />B. The following is added to Paragraph B. Exclusions:
<br />Equipment Breakdown Exclusions
<br />All exclusions in the Businessowners Coverage
<br />Form apply except as modified below and to the
<br />extent that coverage is specifically provided by this
<br />Additional Coverage Equipment Breakdown.
<br />1. The following exclusions are modified:
<br />a. The following is added to Exclusion B.1.g.:
<br />However, if electrical “covered equipment”
<br />requires drying out because of Water as
<br />described in g.(1) through g.(3) above, we
<br />will pay for the direct expenses of such
<br />drying out subject to the applicable Limit of
<br />Insurance and deductible for Building or
<br />Business Personal Property, whichever
<br />applies.
<br />b. As respects this endorsement only, the next
<br />to the last paragraph in Exclusion B.1.h. is
<br />deleted and replaced with the following:
<br />However, if excluded loss or damage, as
<br />described in Paragraph (1) above results in
<br />an “accident,” we will pay only for the loss,
<br />damage or expense caused by such
<br />“accident.”
<br />c. As respects this endorsement only, the last
<br />paragraph of Exclusion B.2.l. is deleted and
<br />replaced with the following:
<br />But if an excluded cause of loss that is listed
<br />in 2.l.(1) through (7) results in an “accident,”
<br />we will pay for the loss, damage or expense
<br />caused by that “accident.”
<br />d. The following is added to Exclusions B.2.m.
<br />and B.2.n.:
<br />We will also pay for direct physical loss or
<br />damage caused by an “accident.”
<br />2. The following exclusions are added:
<br />a. We will not pay for loss, damage or expense
<br />caused by or resulting from:
<br />(1) a hydrostatic, pneumatic or gas pres-
<br />sure test of any boiler or pressure
<br />vessel, or an electrical insulation
<br />breakdown test of any type of electrical
<br />equipment; or
<br />(2) any of the following:
<br />(a) defect, programming error, program-
<br />ming limitation, computer virus,
<br />malicious code, loss of data, loss of
<br />access, loss of use, loss of function-
<br />ality or other condition within or
<br />involving “electronic data” of any
<br />kind; or
<br />Exhibit B
<br />Docusign Envelope ID: 7D12103B-E5DC-46A2-B6BA-3BD5268ECDA5
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