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<br /> MISCELLANEOUS PROFESSIONAL LIABILITY <br />MPL 00 00 12 23 <br /> <br /> <br /> <br />MPL 00 00 12 23 Page 1 of 14 <br /> <br />MISCELLANEOUS PROFESSIONAL LIABILITY <br />INSURANCE POLICY <br />CLAIM EXPENSE IS INCLUDED IN THE POLICY <br />LIMIT AND THE RETENTION. <br />ALL WORDS OR PHRASES, OTHER THAN <br />CAPTIONS, PRINTED IN BOLD FACE ARE <br />DEFINED IN THE POLICY. VARIOUS <br />PROVISIONS IN THIS POLICY RESTRICT <br />COVERAGE. READ THE ENTIRE POLICY <br />CAREFULLY TO DETERMINE RIGHTS, DUTIES <br />AND WHAT IS AND IS NOT INSURED. <br />CLAIMS MADE POLICY: THIS INSURANCE <br />COVERAGE IS ON A CLAIMS MADE BASIS. <br />COVERAGE APPLIES ONLY TO THOSE CLAIMS <br />THAT ARE FIRST MADE DURING THE POLICY <br />PERIOD AND ANY EXTENDED REPORTING <br />PERIOD, IF APPLICABLE, AS THOSE TERMS ARE <br />DESCRIBED IN THIS POLICY. COVERAGE DOES <br />NOT APPLY TO ANY WRONGFUL ACT <br />COMMITTED BEFORE THE RETROACTIVE DATE <br />STATED IN THIS POLICY. <br />SECTION I – INSURING AGREEMENTS <br />A. Coverage <br />1. The Company will pay on the Insured’s <br />behalf those sums, in excess of the Reten- <br />tion and within the applicable Limit of Insur- <br />ance, that the Insured becomes legally obli- <br />gated to pay as Damages or Claim <br />Expense because of Claims first made dur- <br />ing the Policy Period or Extended Report- <br />ing Period (if applicable) as a result of <br />Wrongful Acts committed in the perfor- <br />mance of Insured Services. <br />2. For the purposes of this policy of insurance, <br />“Wrongful Act” shall mean the following <br />conduct or alleged conduct by an Insured, <br />or any person or organization for whom an <br />Insured is legally liable: <br />a. A negligent act, error or omission; <br />b. Any form of defamation or other tort re- <br />lated to disparagement or harm to the <br />character, reputation or feelings of any <br />person or organization, including libel, <br />slander, product disparagement, trade <br />libel, infliction of emotional distress, ma- <br />licious falsehood, outrage or outrageous <br />conduct; <br />c. Any form of invasion, infringement or in- <br />terference with rights of privacy or pub- <br />licity, including false light, public disclo- <br />sure of private facts, intrusion, breach of <br />confidence, and commercial appropria- <br />tion of name or likeness; <br />d. Wrongful entry or eviction, trespass, <br />eavesdropping or other invasion of the <br />right of private occupancy; <br />e. False arrest, detention or imprisonment; <br />or <br />f. Malicious prosecution. <br />All Wrongful Acts that take place between <br />the Retroactive Date and the end of the <br />Policy Period of the last policy the Compa- <br />ny issued to the Insured and are related by <br />common facts, circumstances, transactions, <br />events and/or decisions will be treated as <br />one Wrongful Act. <br />B. Defense and Settlement of a Claim <br />The Company will have the right and duty to <br />appoint an attorney and defend a covered <br />Claim, even if the allegations are groundless, <br />false or fraudulent. However: <br />1. The Company may, at the Company’s dis- <br />cretion, investigate and settle a covered <br />Claim. <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3