PATRICIA JOHNSON (FIRST AMENDMENT)

MISCELLANEOUS PROFESSIONAL LIABILITY POLICY MPL 00 00 12 23 Page 2 of 14 2. No offer to settle any Claim will be made or accepted by the Insured without prior writ- ten agreement by the Company. Notwith- standing the foregoing, it is understood that the Insured may settle any Claim for which the total cost of Damages and Claim Ex- pense associated therewith is less than the amount of the remaining Retention. 3. If the Company is willing to accept the judgment of the trial or appellate court or any negotiated settlement or settlement offer and the Insured is not willing to accept such judgment or settlement, the Company’s lia- bility for any Claim Expense and/or Dam- ages incurred after the Company indicated its willingness to accept such judgment or settlement shall be limited to the amount for which the Company could have resolved the Claim plus an additional fifty percent (50%) of that amount. Nothing in this provi- sion will cause the Company’s liability to exceed the applicable Limits of Insurance set forth on the Declarations Page. 4. The Company’s right and duty to defend and pay on the Insured’s behalf ends when the Company has used up the applicable Limit of Insurance in payment of Damages or Claim Expense, or has met its payment obligations in connection with a Claim sub- ject to Section I.B.3. Nothing in this SECTION I – INSURING AGREEMENT, Section B. Defense and Inves- tigation will relieve the Insured from any notice or cooperation requirements contained in the GENERAL CONDITIONS section or any other part of this policy. C. Spousal Coverage If a Claim made against an Individual Insured includes a Claim against that Individual In- sured’s lawful spouse solely by reason of: 1. Such spouse's status as the Individual In- sured’s spouse, or 2. Such spouse's ownership interest in proper- ty from which the claimant seeks recovery for the Individual Insured’s Wrongful Acts, all Claim Expense and Damages which such spouse becomes legally obligated to pay on ac- count of such Claim shall be treated for purpos- es of this policy as Claim Expense and Dam- ages which the Individual Insured is legally ob- ligated to pay on account of the Claim made against the Individual Insured. Such Claim Expense and Damages shall be covered under this policy only if and to the extent that such Claim Expense and Damages would be cov- ered under this policy if incurred by the Individ- ual Insured. The coverage extension afforded by this subsection does not apply to any Claim alleging any Wrongful Act or omission by the Individual Insured’s spouse. The term "spouse" as used in this section shall include any natural person qualifying as a domestic partner under the provisions of any applicable federal, state or local law in the United States of America. SECTION II – LIMITS OF INSURANCE, RETENTION AND REIMBURSEMENT A. Limits of Insurance 1. Each Wrongful Act The Each Wrongful Act Limit of Insurance stated in Item 5.a. on the Declarations Page is the most the Company will pay for Dam- ages and Claim Expense combined for the total of all Claims made during the Policy Period and any Extended Reporting Period arising from one Wrongful Act, no matter how many: a. Insureds this policy covers; b. Claims are made; or c. Persons or organizations make Claims. 2. Total Limit of Insurance The Total Limit of Insurance stated in Item 5.b. on the Declarations Page is the most the Company will pay for Damages and Claim Expense combined for the total of all Claims made during the Policy Period and any Extended Reporting Period, no matter how many: a. Insureds this policy covers; b. Claims are made; c. Persons or organizations make Claims; or EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3