PATRICIA JOHNSON (FIRST AMENDMENT)

MISCELLANEOUS PROFESSIONAL LIABILITY MPL 04 01 11 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MPL 04 01 11 15 Page 1 of 3 CALIFORNIA CHANGES This endorsement modifies insurance provided under the following: Miscellaneous Professional Liability Insurance Policy SECTION VI – CONDITIONS, Section I. Cancella- tion and Nonrenewal is deleted in its entirety and re- placed by the following: I. Cancellation and Nonrenewal 1. Cancellation a. The First Named Insured may cancel this policy by mailing or delivering written notice of cancellation to the Company or the Company’s authorized representa- tive, at the address shown on the Decla- rations Page of this policy. Such notice of cancellation will state the effective date of cancellation or, if no effective date is stated, the effective date of cancellation shall be thirty (30) days after receipt of notice. The Policy Period will end on that date. b. The Company may cancel this policy by mailing or delivering to the Named In- sured and to the agent or broker of rec- ord, written notice of stating the reason for cancellation at least: (1) Ten (10) days before the effective date of cancellation if the Company cancels for nonpayment of premium for fraud; or (2) Thirty (30) days before the effective date of cancellation if the Company cancels for any other reason. c. If this policy has been effective for more than sixty (60) days or is a renewal pol- icy, only an occurrence of one or more of the following after the effective date of the policy will be considered grounds for cancellation: (1) Nonpayment of premium, including payment due on a prior policy issued by the Company and due during the current policy term covering the same risks; (2) A judgment by a court or an adminis- trative tribunal that the Named In- sured has violated any law of the state of California or of the United States having as one of its necessary elements an act which materially in- creases any of the risks insured against; (3) Discovery of fraud or material mis- representation by either the Named Insured or the Insured’s repre- sentative in obtaining the insurance or the Named Insured or the Named Insured’s representative in pursuing Claim under the policy; (4) Discovery of willful or grossly negli- gent acts or omissions, or of any vio- lations of state laws or regulations establishing safety standards, by the Named Insured or the Named In- sured’s representative, which mate- rially increase any of the risks in- sured against; EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3