PATRICIA JOHNSON (FIRST AMENDMENT)

MISCELLANEOUS PROFESSIONAL LIABILITY – California Changes MPL 04 01 11 15 Page 2 of 3 (5) Failure by the Named Insured or the Named Insured’s representative to implement reasonable loss control requirements which were agreed to by the Insured as a condition of pol- icy issuance or that were conditions precedent to the use by the Com- pany of a particular rate or rating plan, if the failure materially in- creases any of the risks insured against; (6) A determination by the Commis- sioner that the loss of, or changes in, the Company’s reinsurance cover- ing all or part of the risk would threaten the financial integrity or sol- vency of the Company. A certifica- tion made under penalty of perjury to the Commissioner by an officer of the Company of the loss of, or change in, reinsurance and that the loss or change will threaten the financial in- tegrity or solvency of the Company if the cancellation of the policy is not permitted shall constitute this deter- mination unless disapproved by the Commissioner within thirty (30) days of the filing. There shall be not exten- sions to this thirty (30) day period; (7) A determination by the Commis- sioner that a continuation of the pol- icy coverage would place the Com- pany in violation of the laws of the state of California or the state of the Company’s domicile or that the con- tinuation of coverage would threaten the solvency of the Company; (8) A change by the Named Insured or the Named Insured’s representative in the activities or property of the commercial or industrial enterprise that results in a material added risk, a materially increased risk or a mate- rially changed risk, unless the added, increased or changed risk is included in the policy. d. If this policy is canceled, the Company will send the Named Insured any pre- mium refund due. If the Company can- cels, the refund will be the pro rata un- earned amount of the annual premium. If the Named Insured cancels, the refund, if any, will be the pro rata unearned amount of the annual premium calculated at the customary short rate. Return of premium to the Named Insured is not a condition precedent to cancellation. In the event of cancellation of this policy, any return premium due the First Named Insured will be refunded within eighty (80) business days. 2. Nonrenewal The Company may elect not to renew this policy by mailing, by certified mail with return receipt, or delivering written notice of nonre- newal to the Named Insured at the address shown on the Declarations Page of this pol- icy, with a copy to the agent or broker of rec- ord on the policy. The Company will mail or deliver the notice at least sixty (60) days, but not more than one hundred twenty (120) days, before the expiration of the policy. If notice of nonrenewal is mailed, proof of mailing will be sufficient proof of notice. De- livery of the notice will be the same as mail- ing. The notice period will be extended by an additional ten (10) days to allow for mailing time. Notice of nonrenewal as described in this provision will not be required for any of the following situations: a. Transfer or renewal of a policy without changes between insurers of the same group; b. Extension of the policy of ninety (90) days or less after notice of nonrenewal has been sent; c. The Insured has obtained or agreed to obtain replacement coverage within sixty (60) days of termination; d. For a sixty (60) day policy, where notice of renewal is given at the time the policy was issued; e. The Insured requests a change in terms, conditions or risks covered by the policy EXHIBIT B Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3