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BUSINESSOWNERS <br /> BP 05 41 01 15 <br /> <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> <br />BP 05 41 01 15 © Insurance Services Office, Inc., 2015 Page 1 of 2 <br /> <br />EXCLUSION OF CERTIFIED ACTS OF TERRORISM AND <br />EXCLUSION OF OTHER ACTS OF TERRORISM <br />COMMITTED OUTSIDE THE UNITED STATES <br /> <br />This endorsement modifies insurance provided under the following: <br /> <br />BUSINESSOWNERS COVERAGE FORM <br /> <br />The following provisions are added to the <br />Businessowners Liability Coverage Form BP 00 06 <br />and Section II – Liability of the Businessowners <br />Coverage Form BP 00 03: <br />A. The following exclusion is added: <br />This insurance does not apply to: <br />TERRORISM <br />"Any injury or damage" arising directly or <br />indirectly, out of a "certified act of terrorism", or out <br />of an "other act of terrorism" that is committed <br />outside of the United States (including its <br />territories and possessions and Puerto Rico), but <br />within the "coverage territory". However, with <br />respect to an "other act of terrorism", this <br />exclusion applies only when one or more of the <br />following are attributed to such act: <br /> 1. The total of insured damage to all types of <br />property exceeds $25,000,000 (valued in U.S. <br />dollars). In determining whether the <br />$25,000,000 threshold is exceeded, we will <br />include all insured damage sustained by <br />property of all persons and entities affected by <br />the terrorism and business interruption losses <br />sustained by owners or occupants of the <br />damaged property. For the purpose of this <br />provision, insured damage means damage that <br />is covered by any insurance plus damage that <br />would be covered by any insurance but for the <br />application of any terrorism exclusions; or <br /> 2. Fifty or more persons sustain death or serious <br />physical injury. For the purposes of this <br />provision, serious physical injury means: <br /> a. Physical injury that involves a substantial <br />risk of death; or <br /> b. Protracted and obvious physical <br />disfigurement; or <br /> c. Protracted loss of or impairment of the <br />function of a bodily member or organ; or <br /> 3. The terrorism involves the use, release or <br />escape of nuclear materials, or directly or <br />indirectly results in nuclear reaction or radiation <br />or radioactive contamination; or <br /> 4. The terrorism is carried out by means of the <br />dispersal or application of pathogenic or <br />poisonous biological or chemical materials; or <br /> 5. Pathogenic or poisonous biological or chemical <br />materials are released, and it appears that one <br />purpose of the terrorism was to release such <br />materials. <br />With respect to this exclusion, Paragraphs 1. and <br />2. describe the thresholds used to measure the <br />magnitude of an incident of an "other act of <br />terrorism" and the circumstances in which the <br />threshold will apply for the purpose of determining <br />whether this exclusion will apply to that incident. <br />B. The following definitions are added: <br /> 1. For the purposes of this endorsement, "any <br />injury or damage" means any injury or damage <br />covered under any Coverage Form to which <br />this endorsement is applicable, and includes <br />but is not limited to "bodily injury", "property <br />damage" or "personal and advertising injury" <br />as may be defined in any applicable Coverage <br />Form. <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3