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<br />Page 2 of 2 © Insurance Services Office, Inc., 2015 BP 05 41 01 15 <br /> <br /> 2. "Certified act of terrorism" means an act that is <br />certified by the Secretary of the Treasury, in <br />accordance with the provisions of the federal <br />Terrorism Risk Insurance Act, to be an act of <br />terrorism pursuant to such Act. The criteria <br />contained in the Terrorism Risk Insurance Act <br />for a "certified act of terrorism" include the <br />following: <br /> a. The act resulted in insured losses in excess <br />of $5 million in the aggregate, attributable to <br />all types of insurance subject to the <br />Terrorism Risk Insurance Act; <br /> b. The act resulted in damage: <br /> (1) Within the United States (including its <br />territories and possessions and Puerto <br />Rico); or <br /> (2) Outside of the United States in the case <br />of: <br /> (a) An air carrier (as defined in Section <br />40102 of title 49, United States <br />Code) or United States flag vessel <br />(or a vessel based principally in the <br />United States, on which United <br />States income tax is paid and whose <br />insurance coverage is subject to <br />regulation in the United States), <br />regardless of where the loss occurs; <br />or <br /> (b) The premises of any United States <br />mission; and <br /> c. The act is a violent act or an act that is <br />dangerous to human life, property or <br />infrastructure and is committed by an <br />individual or individuals as part of an effort <br />to coerce the civilian population of the <br />United States or to influence the policy or <br />affect the conduct of the United States <br />Government by coercion. <br /> 3. "Other act of terrorism" means a violent act or <br />an act that is dangerous to human life, property <br />or infrastructure that is committed by an <br />individual or individuals and that appears to be <br />part of an effort to coerce a civilian population <br />or to influence the policy or affect the conduct <br />of any government by coercion, and the act is <br />not a "certified act of terrorism". <br />Multiple incidents of an "other act of terrorism" <br />which occur within a seventy-two hour period <br />and appear to be carried out in concert or to <br />have a related purpose or common leadership <br />shall be considered to be one incident. <br />C. The terms and limitations of any terrorism <br />exclusion, or the inapplicability or omission of a <br />terrorism exclusion, do not serve to create <br />coverage for injury or damage that is otherwise <br />excluded under this Policy. <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3