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BUSINESSOWNERS <br /> BP 05 42 01 15 <br /> <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> <br />BP 05 42 01 15 © Insurance Services Office, Inc., 2015 Page 1 of 1 <br /> <br />EXCLUSION OF PUNITIVE DAMAGES RELATED TO A <br />CERTIFIED ACT OF TERRORISM <br /> <br />This endorsement modifies insurance provided under the following: <br /> <br />BUSINESSOWNERS COVERAGE FORM <br /> <br />The following provisions are added to the <br />Businessowners Liability Coverage Form BP 00 06 <br />and Section II – Liability of the Businessowners <br />Coverage Form BP 00 03: <br />A. The following exclusion is added: <br />This insurance does not apply to: <br />TERRORISM PUNITIVE DAMAGES <br />Damages arising, directly or indirectly, out of a <br />"certified act of terrorism" that are awarded as <br />punitive damages. <br />B. The following definition is added: <br />"Certified act of terrorism" means an act that is <br />certified by the Secretary of the Treasury, in <br />accordance with the provisions of the federal <br />Terrorism Risk Insurance Act, to be an act of <br />terrorism pursuant to such Act. The criteria <br />contained in the Terrorism Risk Insurance Act for <br />a "certified act of terrorism" include the following: <br /> 1. The act resulted in insured losses in excess of <br />$5 million in the aggregate, attributable to all <br />types of insurance subject to the Terrorism <br />Risk Insurance Act; and <br /> 2. The act is a violent act or an act that is <br />dangerous to human life, property or <br />infrastructure and is committed by an individual <br />or individuals as part of an effort to coerce the <br />civilian population of the United States or to <br />influence the policy or affect the conduct of the <br />United States Government by coercion. <br />C. The terms and limitations of any terrorism <br />exclusion, or the inapplicability or omission of a <br />terrorism exclusion, do not serve to create <br />coverage for injury or damage that is otherwise <br />excluded under this Policy. <br />EXHIBIT B <br />Docusign Envelope ID: 719DA141-AC44-83B6-8162-C79EED148CD3