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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />Form SP 30 49 10 18 Page 1 of 1 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />SUMP OVERFLOW AND SUMP PUMP FAILURE <br />This endorsement modifies insurance provided under the following: <br />SPECIAL PROPERTY COVERAGE FORM <br />Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. <br />The following is added to Paragraph A.6.,Coverage Extensions, of the Special Property Coverage Form: <br />Sump Overflow and Sump Pump Failure <br />(1)You may extend the insurance that applies to Covered Property and Business Income and Extra Expense <br />(if the Business Income and Extra Expense Coverage Extensions are included in this Coverage Part),to <br />apply to direct physical loss or direct physical damage to Covered Property that is caused by or resulting <br />from water that overflows due to the failure of a sump pump,sump pump well,or any other type of system <br />designed to remove subsurface water from the foundation area if the failure is directly or indirectly the <br />result of a Covered Cause of Loss. Failure means an abrupt cessation of normal functioning. <br />THIS IS NOT FLOOD INSURANCE <br />We will not pay for water or other materials that overflow from a sump when the overflow is caused by any <br />flood.This applies regardless of the proximity of the flood to Covered Property.Flood includes the <br />accumulation of surface water,waves,tides,tidal waves,overflow of streams or other bodies of water,or <br />their spray, all whether driven by wind or not that enters the sewer or drain system. <br />(2)Paragraph B.1.d.,Utility Services,and Paragraph B.1.f.(3)within the Water exclusion do not apply to <br />this Coverage Extension. <br />(3)The most we will pay in any one occurrence under this Coverage Extension,including any payments for <br />lost Business Income or incurred Extra Expense,is the Limit of Insurance shown in the Declarations for <br />Sump Overflow and Sump Pump Failure. <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839