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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Form SP 30 51 10 18 Page 1 of 3 © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) SPOILAGE This endorsement modifies insurance provided under the following: SPECIAL PROPERTY COVERAGE FORM Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. A.The following is added to Paragraph A.6.,Coverage Extensions, of the Special Property Coverage Form: Spoilage (1)We will pay for physical loss or physical damage to your “perishable goods”at or within 1,000 feet of the "scheduled premises" caused by or resulting from: (a)A change in temperature or humidity resulting from: (i)“Mechanical breakdown accident” or failure of: (aa)Stationary heating plants; or (bb)Refrigerating , cooling or humidity control apparatus or equipment; But only while such plants, equipment or apparatus are at the "scheduled premises". (ii)Complete or partial failure of electric power,either on or away from your "scheduled premises". Such failure of power must be due to conditions beyond your control; (iii)Artificially generated electrical,magnetic or electromagnetic energy,including electric arcing,that damages,disturbs or otherwise interferes with any electrical or electronic wire,device,appliance or network;or (b)Contamination by a refrigerant. (2)We will not pay for loss of or damage to perishable “stock" located: (a)On buildings; (b)In the open; or (c)In any vehicle,other than trailers or refrigerated vehicles used for storage located within 1,000 feet of the “scheduled premises”. (3)Coverage Extension – Business Income and Extra Expense (a)You may extend the insurance that applies to the Business Income and Extra Expense Coverage Extensions,when such Coverage Extensions are attached to this Coverage Part,to apply to the actual loss of Business Income you sustain and necessary Extra Expense you incur due to the necessary suspension of your “operations”during the “period of restoration”.The suspension must be caused by or resulting from covered physical loss of or physical damage to “perishable goods”as described in this Coverage Extension. (b)With respect to this Coverage Extension only,Paragraph 10.a.(1)(a)within the definition of “period of restoration” is deleted and replaced with the following: The number of hours shown as the Spoilage Waiting Period in the Declarations after the time of physical loss or physical damage for Business Income Coverage; or (c)No other deductible applies to this Coverage Extension. (d)The most we will pay in any one occurrence under this Coverage Extension is the Limit of Insurance shown in the Declarations for Spoilage Business Income Limit. (4)None of the exclusions under Section B.,EXCLUSIONS,apply to this Coverage Extension except the following: (a)Exclusion B.1.a.,Earth Movement; (b)Exclusion B.1.b., Governmental Action; (c)Exclusion B.1.c.,Nuclear Hazard; Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839