FIRE PE, INC. (3) - Laserfiche WebLink

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Form SP 30 51 10 18 Page 2 of 3 © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) (d)Exclusion B.1.e.,War and Military Action; and (e)Paragraph B.1.f.,Water. (5)Additional Exclusions We will not pay for loss or damage caused by or resulting from: (a)The disconnecting of any of the following systems from the source of power: (i)Refrigerating; (ii)Cooling; or (iii)Humidity control. (b)The loss of electrical power caused by the shutting off of any switch or other device used to control the flow of electric power or current. (c)The inability of an electrical utility company,your stationary heating plant or any other power source to provide sufficient heat or power due to: (i)Lack of fuel; (ii)Lack of capacity to make enough heat or power; or (iii)Order of the government. (d)Breaking of any glass that is a permanent part of a refrigerating, cooling or humidity control unit. (6)Additional Conditions (a)We will pay for physical loss or physical damage under this Coverage Extension only when such physical loss or physical damage is not covered elsewhere in this Coverage Part or Policy or any other policy that insures “perishable goods” at the "scheduled premises". (b)In the event of physical loss or physical damage,none of the other coverages under this Coverage Part or Policy or any other policy will share in its payment unless the provisions of the Coverage Part or policy are similar to the provisions of this Coverage Extension. (c)We will not make payment for “perishable goods”that were beyond their expiration date at the time of loss. (d)If an item of “perishable goods”consists of multiple doses or other measurable units,we will only pay your costs to replace the number doses or measurable units that were lost or damaged. (7)Valuation (a)With respect to this Coverage Extension only,Paragraph E.5.d.within the Loss Payment Condition does not apply to physical loss or physical damage to “perishable goods”. (b)“Perishable goods” will be valued at Replacement Cost. (c)As it pertains to coverage under this Coverage Extension,Replacement Cost means the reasonable cost that you incur to replace such property.For “perishable goods”that are no longer available at the time of loss (such as seasonal fruits,vegetables,or vaccinations),you may make claim for the costs you incurred to purchase them. (8)The most we will pay in any one occurrence under this Coverage Extension is the Limit of Insurance shown in the Declarations for Spoilage. B.The following changes are made to Section G., PROPERTY DEFINITIONS: 1.The following definition is added: ''Mechanical breakdown accident'' means: a.Breaking or separation of any mechanical part(s) other than gas pipes or lines; or b.Burning out of any electrical motor servicing such unit; and requiring repair or replacement of the damaged parts to become functional. But ''mechanical breakdown accident''does not mean faulty operation or failure of equipment which results in a change in temperature or humidity but does not require repair or replacement of broken parts. Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839