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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
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<br />Form SP 31 51 12 23 Page 2 of 2
<br />© 2023, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
<br />or dry rot,then our payment under the Business Income and Extra Expense Coverage Extensions is limited to
<br />the amount of loss and expense sustained in a period of not more than 30 days unless another number of
<br />days is indicated in the Declarations. The days need not be consecutive.
<br />(b)If a covered suspension of "operations"was caused by loss or damage other than "fungi",wet rot or dry rot,
<br />but remediation of "fungi",wet rot or dry rot prolongs the "period of restoration",we will pay for loss and
<br />expense sustained during the delay (regardless of when such a delay occurs during the "period of
<br />restoration"),but such coverage is limited to 30 days unless another number of days is indicated in the
<br />Declarations. The days need not be consecutive.
<br />B.The following changes are made to Section G., PROPERTY DEFINITIONS:
<br />1.The following definition is added:
<br />“Equipment breakdown accident”means a fortuitous event that causes direct physical loss or direct physical
<br />damage to “equipment breakdown property”. The event must be one of the following:
<br />a.Mechanical breakdown, including rupture or bursting caused by centrifugal force.
<br />b.Artificially generated electrical,magnetic or electromagnetic energy,including electric arcing,that damages,
<br />disturbs or otherwise interferes with any electrical or electronic wire, device, appliance or network.
<br />c.Explosion of steam boilers,steam piping,steam engines or steam turbines owned or leased by you,or
<br />operated under your control.
<br />d.Physical loss or physical damage to steam boilers,steam pipes,steam engines or steam turbines caused by
<br />or resulting from any condition or event inside such boilers or equipment.
<br />e.Physical loss or physical damage to hot water boilers or other water heating equipment caused by or resulting
<br />from any condition or event inside such boilers or equipment.
<br />2.The following definition is added:
<br />“Equipment breakdown property”means Covered Property which,during normal usage,operates under vacuum
<br />or pressure, other than the weight of contents, or that generates, transmits or utilizes energy.
<br />The following is not “equipment breakdown property”:
<br />a.Any structure, foundation, cabinet, compartment or air supported structure or building;
<br />b.Any insulating or refractory material;
<br />c.Any sewer piping,any underground vessels or piping,any piping forming a part of a sprinkler system,water
<br />piping other than boiler feedwater piping,boiler condensate return piping,or water piping forming a part of a
<br />refrigerating or air conditioning system;
<br />d.Any dragline, excavation or construction equipment;
<br />e.Any vehicle or any equipment mounted on a vehicle.As used here,vehicle means any machine or apparatus
<br />that is used for transportation or moves under its own power.Vehicle includes,but is not limited to,car,truck,
<br />bus,trailer,train,aircraft,watercraft,forklift,bulldozer,tractor or harvester.However,any property that is
<br />stationary,permanently installed at a “scheduled premises”and that receives electrical power from an
<br />external power source will not be considered a vehicle.
<br />f.Any equipment manufactured by you for sale.
<br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839
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