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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Form SP 31 53 09 24 Page 1 of 4 © 2024, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) CYBER VIRUS AND MALWARE COVERAGE This endorsement modifies insurance provided under the following: SPECIAL PROPERTY COVERAGE FORM Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. A.The following is added to Paragraph A.6.,Coverage Extensions: Cyber Virus and Malware Coverage (1)We will pay for: (a)The cost to replace or restore your "electronic data"or “electronic data”of others which is in your care, custody or control which has been destroyed or corrupted; and (b)The actual loss of Business Income you sustain and necessary Extra Expense you incur during the “computer operations period of restoration”due to a suspension of your “computer operations” caused by destruction or corruption of your "electronic data"or “electronic data”of others in your care, custody or control; Due to a “computer”virus,malware,harmful code or similar instruction introduced into or enacted on your “computer”system (including "electronic data")or a network to which it is connected,designed to damage or destroy any part of the system or disrupt its normal operation. For the purposes of this coverage grant,destruction and corruption does not mean the encryption of data, whether done intentionally or unintentionally. (2)Valuation of Electronic Data (a)Loss or damage to "electronic data"will be valued at the actual,reasonable and necessary costs you incur to restore or replace the “electronic data”. But we will not pay the cost or expenses you incur to: (i)Identify or remediate any errors or vulnerabilities or to update,restore,replace,upgrade,maintain or improve any “computer” or “computer” system; (ii)Update,replace,restore or improve any “electronic data”to a level beyond the condition in which it existed immediately preceding the loss or damage; or (iii)Duplicate research that led to the development of your "electronic data"or any proprietary or confidential information or intellectual property in any form. (b)To the extent that "electronic data"is not replaced or restored,the loss will be valued at the cost of replacement of the media on which the "electronic data"was stored,with blank media of substantially identical type. (c)If you recover from a licenser,lessor or any other party for loss or damage to "electronic data",our loss payment to you will be reduced by the amount of such recovery. (3)Provisions Applying to Business Income and Extra Expense (a)Business Income means the: (i)Net Income (Net Profit or Loss before income taxes)that would have been earned or incurred if “computer operations”had not been interrupted,but not including any Net Income that would likely have been earned as a result of an increase in the volume of business due to favorable conditions caused by the impact of the “computer”virus,malware,harmful code or similar instruction on customers or on other businesses; and (ii)Continuing normal operating expenses incurred, including payroll expenses. (b)Payroll expenses include: Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839