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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />Form SP 31 53 09 24 Page 2 of 4 <br />© 2024, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />(i)Payroll; <br />(ii)Employee benefits; if directly related to payroll; <br />(iii)FICA payments you pay; <br />(iv)Union dues you pay; and <br />(v)Workers’ compensation premiums. <br />(c)Extra Expense means expense incurred: <br />(i)To avoid or minimize the interruption of business and to continue "computer operations”; or <br />(ii)To minimize the interruption of business if you cannot continue "computer operations”; or <br />to the extent it reduces the amount of loss that otherwise would have been payable under this <br />Coverage Extension. <br />(d)Extra Expense does not apply to: <br />(i)Any deficiencies in insuring Building, Business Personal Property or Electronic Data; or <br />(ii)Any expense related to any recall of products you manufacture, handle or distribute. <br />(e)With respect to the coverage provided in this Coverage Extension,suspension means the partial <br />slowdown or complete cessation of your “computer operations”. <br />(f)We will deduct from the total Extra Expense to be paid: <br />(i)The salvage value that remains of any property bought for temporary use during the “computer <br />operations period of restoration”, once “computer operations” are resumed; and <br />(ii)Any Extra Expense that is paid for by other insurance. <br />(g)You must resume all or part of your “computer operations”as quickly as possible.We will reduce the <br />amount of your Business Income loss,other than Extra Expense,to the extent you can resume <br />“computer operations”,in whole,or in part,by using any other available means to continue your <br />“computer operations”. <br />(4)Exclusions <br />(a)Paragraph 1.j.,Electronic Vandalism or Corruption of “Electronic Data”or Corruption of <br />“Computer(s)”,of Section B.,EXCLUSIONS,does not apply to the coverage provided in this <br />Coverage Extension. <br />(b)This Coverage Extension does not apply to your "stock" of prepackaged software. <br />(c)We will not pay for any loss,damage,loss of Business Income or incurred Extra Expense caused by <br />or resulting from: <br />(i)“Ransomware”or a “cyber extortion event”unless a Limit of Insurance for Digital Ransom and <br />Extortion shown in the Declarations. <br />(ii)Theft,observation,publication,unauthorized access to or loss of confidentiality of your “electronic <br />data” or “electronic data” of others in your care, custody or control. <br />(iii)Unexplained or indeterminable failure,malfunction or slowdown of a “computer”system,including <br />“electronic data”. <br />(iv)Complete or substantial failure, disablement or shutdown of the internet, regardless of cause; <br />(v)The inability to access your “electronic data”due to a “computer”virus,malware,harmful code or <br />similar instruction introduced into or enacted on a “computer”system (including "electronic data") <br />or a network that is not in your direct control. <br />(vi)Manipulation of a “computer”system (including "electronic data")by any “employee”,including a <br />temporary or leased “employee”,or by an entity retained by you,or for you,to inspect,design, <br />install, modify, maintain, repair or replace that system. <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839