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Form SC 00 00 10 18 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />COMMON POLICY CONDITIONS <br />DECLARATIONS AND COMMON POLICY CONDITIONS <br />I.DECLARATIONS <br />Named Insured and Mailing Address <br />Policy Period <br />Description and Business Location <br />Coverages and Limits of Insurance <br />II.COMMON POLICY CONDITIONS <br />QUICK REFERENCE - SPECTRUM POLICY Beginning on Page <br />A.Cancellation 1 <br />B.Changes 2 <br />C.Concealment, Misrepresentation Or Fraud 2 <br />D.Examination Of Your Books And Records 2 <br />E.Inspections And Surveys 2 <br />F.Insurance Under Two Or More Coverages 2 <br />G.Liberalization 2 <br />H.Premiums 2 <br />I.Transfer Of Your Rights And Duties Under This Policy 3 <br />J.Premium Audit 3 <br />K.Payment of Premiums 3 <br />Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839