FIRE PE, INC. (3) - Laserfiche WebLink

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Form SP 30 22 06 22 Page 2 of 4 © 2022, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its permission) "identity theft"will be subject to the “policy year”limit applicable to the policy period when the "identity theft" was first discovered. (i)Legal costs as provided under Paragraph d.of the definition of "identity recovery expenses"are part of, and not in addition to, the Limit of Insurance for this Coverage Extension. (ii)Lost Wages and Child and Elder Care Expenses as provided under Paragraphs e.and f.of the definition of "identity recovery expenses”are jointly subject to a sublimit of $250 per day,not to exceed $5,000 total (unless a different sublimit is displayed in the Declarations).This sublimit is part of,and not in addition to,the Limit of Insurance for this Coverage Extension.Coverage is limited to lost wages and expenses incurred within 12 months after the first discovery of the "identity theft" by the "identity recovery insured". (iii)Mental Health Counseling as provided under Paragraph g.of the definition of "identity recovery expenses"is subject the Mental Health sublimit shown in the Declarations.This sublimit is part of, and not in addition to,the Limit of Insurance for this Coverage.Coverage Extension is limited to counseling that takes place within 12 months after the first discovery of the "identity theft"by the "identity recovery insured". (b)Case Management Service is available as needed for any one "identity theft"for up to 12 consecutive months from the inception of the service.Expenses we incur to provide Case Management Service are part of, and not in addition to, the Limit of Insurance for this Coverage Extension. (5)Deductible (a)No deductible applies to the Case Management Service coverage. (b)All other coverage provided under this Coverage Extension is subject to the Deductible shown in the Declarations for this Coverage Extension.Any one "identity recovery insured"shall be responsible for only one Deductible under this Coverage Extension during any one “policy year”. (6)Additional Conditions (a)Assistance and Claims (i)For assistance,the "identity recovery insured"should call the Claims Service Center at (800-327- 3638) (ii)The Claims Service Center can provide the "identity recovery insured" with: (aa)Resources for how to respond to a possible "identity theft". (iii)In some cases,we may provide Case Management services at our expense to an "identity recovery insured"prior to a determination that a covered "identify theft"has occurred.Our provision of such services is not an admission of liability under the Coverage Part.We reserve the right to deny further coverage or service if,after investigation,we determine that a covered "identify theft" has not occurred. (iv)As respects Expense Reimbursement Coverage,the "identity recovery insured"must send to us, within 60 days after our request,receipts,bills or other records that support his or her claim for "identity recovery expenses." (b)Discovery Period for Loss We will pay only for covered loss discovered no later than one year from the end of the policy period. Discovery of loss occurs when you first become aware of facts which would cause a reasonable person to assume that a loss covered by this Coverage Part has been,or may be incurred even though the exact amount or the details of the loss may not then be known. Discovery also occurs when you receive notice of an actual or potential claim against you alleging facts, which if true, would be a covered loss under this Coverage Part. (c)Non-Cumulation of Limit of Insurance Regardless of the number of years this Coverage Part remains in force or the number of premiums paid, no Limit of Insurance cumulates from year to year or period to period. Docusign Envelope ID: 9DF92A24-B534-85BA-8088-342315DF1839