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C169-018 <br /> E(- ( }g83 <br /> j' • o <br /> shall have the right (but not the obligation) to:7A <br /> make such repairs or replacements, and the cost <br /> thereof shall be added to the Assessments charge- <br /> able to such Owner's Lot and shall be payable to <br /> • the Association by the Owner of such Lot. <br /> 15. 1 .2 Insurance. The Association shall <br /> maintain such policy or policies of insurance as it <br /> deems necessary for the Common Areas. <br /> 15. 1.3 Discharge of Liens. The Association <br /> shall discharge by payment, if necessary, any lien <br /> against the Common Area, and assess the cost thereof to <br /> the Member or Members responsible for the existence of <br /> said lien, provided that said Member or Members be <br /> given notice at least fifteen (15) days prior to the ( <br /> proposed discharge and the reasons therefor, and the <br /> opportunity to be heard by the Association, either <br /> orally or in writing, not less than five (5) days <br /> before the proposed discharge, before a decision to <br /> discharge is made. <br /> 15 . 1.4 Assessments. The Association shall <br /> fix, levy, collect and enforce Assessments as set forth <br /> in Article XIV. <br /> 15. 1 . 5 Payment of Expenses . The Association <br /> shall pay all expenses and obligations incurred by the <br /> Association in the conduct of its business, including, <br /> without limitation, all licenses, taxes or governmental <br /> -60- <br />