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2 <br />3 . Defined Terms <br />Listed here are commonly used titles and terms contained within the Privacy and Security Policies: <br />• ISO ClaimSearch Participating Organizations are the NICB and those organizations creden- <br />tialed by ISO ClaimSearch to obtain access to ISO ClaimSearch. These organizations may <br />include, but are not limited to, insurers; third-party administrators; self-insured organizations; <br />pool administrative trusts; automobile rental, auction, and finance organizations; state workers’ <br />compensation funds; and claim service providers. ISO maintains the right, at its sole discretion, <br />to authorize access to ISO ClaimSearch in the best interest of the Participating Organizations. <br />• NICB Participating Organizations are those organizations credentialed by the NICB for <br />access to ISO ClaimSearch. These organizations can include, but are not limited to, law <br />enforcement, criminal justice, and Regulatory Agencies. <br />• Authorized Users are those end users who are granted access to ISO ClaimSearch and/or <br />ISO ClaimSearch Information by the Participating Organization. Authorized Users shall mean <br />only employees, officers, and directors designated by the Licensee who are directly involved in <br />the Participating Organization’s processing, investigation, and payment of claims. <br />• Adjusting of insurance claims involves investigation, valuation, negotiation, and settlement on <br />behalf of, or in response to, an insurance policy or risk retention program. <br />• Credentialing is the process for verifying that entities are legitimate and their purpose for the <br />use of ISO ClaimSearch is authorized. <br />• Regulatory Agencies are those organizations that can suspend, revoke, or discipline medical <br />providers, nurses, pharmacists, and roofing contractors. <br />• Federated Users are Authorized Users that can log in to multiple applications while having to <br />authenticate once through the Participating Organization’s secure network. Along with authen- <br />ticating the user, federation sends ISO ClaimSearch the user’s profile information and the user’s <br />authorized permissions to access ISO ClaimSearch. <br />• Encryption shall mean industry best practice encryption techniques for information stored, <br />accessed, or transmitted. At a minimum, encryption processes shall be commensurate with <br />the NIST Special Publication 800-111 standard. <br />• ISO ClaimSearch Information is information submitted to and maintained within ISO <br />ClaimSearch. ISO ClaimSearch Information includes any and all information received through, <br />obtained from, or derived from ISO ClaimSearch, regardless of form, including both text and <br />digital media. <br />• Robotic Processing Automation is the application of technology that allows employees in a <br />company to configure computer software or a “robot” to capture and interpret existing applica- <br />tions for processing a transaction, manipulating data, triggering response, and communicating <br />with other digital systems. It is a technology that enables computer software to automate <br />human activities that are manual, repetitive, and rule-based. (From the Institute for Robotic <br />Process Automation) <br />Docusign Envelope ID: 329281D2-142C-8B83-837A-7CD218C257C4